Edward Deanes

About Edward Deanes

Edward joins our team with over 20 years of experience as a Loan Officer. He welcomes the opportunity to serve his Client's needs with quick responsiveness and accurate Real Estate Financing advice. In addition, Edward is a Certified Mortgage Planner.

This is helpful because he can analyze your financial situation and integrate the loan you select into your overall long and short-term financial and investment plans.

This is crucial to giving you the best service possible and over time this planning will minimize taxes and interest expenses while improving cash flow. Edward also held a license in real estate, which helps him better understand the market and look out for what is in his client's best interest.

His most important goal is to suit his client's unique financial needs so that they may achieve their home financing goals!

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5040 Corporate Woods Drive Suite 101
Virginia Beach, VA 23462

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NMLS ID#: 88280

5040 Corporate Woods Drive Suite 101 Virginia Beach, VA 23462

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Tools For You

Purchase Quiz

There’s no need to guess if now is the right time for you to buy a new home or refinance your current mortgage. Instead, take our simple 60-second quiz.

Education Center

We understand how stressful the mortgage process can be, so we created an education center filled with information to help you better understand the ins and outs.

Calculators

If you are considering the idea of buying a home or refinancing your existing one check out our calculators and take the guesswork out of the financials.

Featured Products

Cash2Keys

Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.

Access Your Home's Equity

As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.

Temporary Buydown

A temporary mortgage interest rate buydown is a home financing strategy that home buyers can use to temporarily lower their interest rate to make their monthly mortgage payments more affordable.

Purchase Protection Program

Two years of rate flexibility. Choose the right time to refinance to a potentially lower interest rate. The Purchase Protection Program is valid on first lien, purchase loans closed between 2/1/2023 and 5/31/2023.

Loan Options

Conventional

Downpayment Required
Insurance Required
Higher Credit Needed
No Residency Restrictions
Not Insured

VA Loans

No Downpayment
Insurance Optional
Lower Credit Accepted
Primary Residence
Government Insured

USDA Loans

No Downpayment
Insurance Required
Lower Credit Accepted
Primary Residence
Government Insured

FHA Loans

Downpayment Required
Insurance Required
Lower Credit Accepted
Primary Residence
Government Insured

Conventional Loan:

A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:

Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:

The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:

An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.

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Realtor Resources

AnnieMac Worx for Realtor Partners

AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!

Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.

Cash2Keys Realtor Mastermind

Introducing the Cash2Keys Real Estate Agent Mastermind! Hear from a panel of your own peers about the platform that is changing the Real Estate Industry.

November 15, 2023 2:00 PM EDT

Past Masterminds

Thank you for attending our previous Cash2Keys Realtor Mastermind events.