Vice President of OVM Production
Edward Deanes
NMLS ID#: 88280
5040 Corporate Woods Drive Suite 101
Virginia Beach, VA 23462
About Me
Edward joins our team with over 20 years of experience as a Loan Officer. He welcomes the opportunity to serve his Client's needs with quick responsiveness and accurate Real Estate Financing advice. In addition, Edward is a Certified Mortgage Planner.
This is helpful because he can analyze your financial situation and integrate the loan you select into your overall long and short-term financial and investment plans.
This is crucial to giving you the best service possible and over time this planning will minimize taxes and interest expenses while improving cash flow. Edward also held a license in real estate, which helps him better understand the market and look out for what is in his client's best interest.
His most important goal is to suit his client's unique financial needs so that they may achieve their home financing goals!
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Tools For You
Loan Options
Conventional
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
Quick Facts
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loan
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
Quick Facts
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
Quick Facts
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Quick Facts
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured